Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. What Smart Investors Know Savvy investors take the time to separate emotion from fact. The Utility of Sector Investing Successful sector investing is dependent upon an accurate analysis about when to rotate in and out.